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The heb/netspend card appears as part of the netspend website itself, and you'll login to your these netspend cards are, perhaps, the best option from all the 5% prepaid/savings accounts.
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Netspend Prepaid Card - Prepaid Debit Cards, Such As Netspend Cards, Differ From Business Credit Cards In That You Can Only Spend Funds, Which You Have Already Preloaded Onto The Card.